If you filed a sinkhole claim and damage re-emerges, you have options. The insurance company is responsible for failed sinkhole repairs.
Category: Repairing Sinkholes
If expansive clay soil has caused damage to your home, it does not necessarily imply sinkhole activity. Learn important considerations in determining if the damage constitutes sinkhole activity.
My home has a confirmed sinkhole, which the insurance company paid to repair. However, there is no question that the value of my home, even after being fixed, is less than it was before my claim. Can I get paid from the insurance company for the loss of value? This is a hotly contested issue,…
First, it is not abnormal for your landscape to be harmed or even ruined during the grouting process. They are bringing in large trucks of concrete and drilling holes in your yard after all. You will likely also notice some new damage to the house itself.
The existence of and repair to an adjacent home for sinkhole damage is one of the more the dimensional issues when it comes to sinkhole claims. This is because there are two issues in this question, one of which relates to your own sinkhole insurance policy, and the other, which arise from your neighbor’s sinkhole insurance policy.
Does homeowner’s insurance cover sinkholes? Many homeowners look to their home insurance to fix every problem that occurs. Unfortunately, this is sometimes not the case and depends on your own insurance policy and your level of coverage. For example, if you elected only for catastrophic sinkhole coverage, your insurance will only be there for you…
I am guessing I am not telling you anything you do not know if you follow sinkhole news but there was a massive sinkhole in Dunedin that opened up last week resulting in at least two homes having to be destroyed. The hole opened after several days of grouting had taken place. The hole opened…
We tried a case against Tower Hill last year where the sole issue was does chemical grout need to be performed at the property in addition to the compaction grout that the insurance company’s engineer recommended. The engineer for Tower Hill was SDII and at trial SDII testified that no way would chemical grout be…
The problem with the new bill is that it then places a huge monkey on the back of a policyholder. Specifically, if you, as a homeowner, want to dispute the findings of the original engineering firm, you can hire your own expert. Even if your expert does more advance testing, provides a more cohesive explanation for the damage, the insurance company gets the benefit of the doubt.
Once the engineering firm completes it’s evaluation and presents this report, the insurance company may do two things: (1) do the repairs themselves (which rarely happens – called the “election to repairâ€), or (2) wait for you to get bids from contractors. Getting to your question, then, you are entitled to select a contractor, who will then act upon the specific recommendations made by the engineering firm retained by the insurance company.