It has come up a lot lately from insurance companies that homeowners need to go out and try the insurance companies method of repairing before they hire a lawyer or claim the repairs aren’t sufficient. Then they claim if the repairs don’t work we will be there to help you and we will take care…
Q: For an Examination Under Oath (EUO), what can/can’t an attorney do for a claim filer? Can they interject into the questionning? Also, is the insurance company required to provide a reason for requesting the EUO if asked for an explanation? An EUO is a contractual animal that virtually every insurance policy will contain. Essentially…
I wish I had a dollar for every time I have heard this in the past two months. We have discussed the appraisal process in the past. State Farm is one of the few insurance companies that has (or had) an appraisal provision in its policy. I say had because we believe that State Farm…
Boy do we hear this question a lot. Let me stick up for Citizens for just a brief second first off. Citizens is by far the largest insurer in the state and often times forced into insuring risky homes in risky areas. By default then Citizens assumes more bad policies than any other insurance company….
Bad faith is a term thrown around frequently by people, lawyers included, in conversation. It is often spoke of as a simple proposition that will surely result in some big monetary damages to the carrier. Reality is, bad faith damages are diff icult, not necessarily to prosecute but the process of getting to a point…
Q: My home has just been grouted for the second time. Our home although we are fixing it again at the request of the insurance company has lost value. Is there anything that can be done? We addressed the question of whether you can sue an insurance company for lost value in our last post…
Q: I am selling my house…buyers had engineer inspect back deck and engineer determined hollow and sinking underneath and cracking on walls…said foundation was safety hazard and had to reduce price by around $6000.. Turned in claim to florida citizens..they sent adjuster but they sent me certified letter stating that their investigation may take many months..the…
What is an insurance claim release? An insurance claim release, also referred to as a settlement, isn’t as common in property insurance claims as they are in personal injury, but we are starting to see instances pop up. In fact, with personal injury claims, it’s very common for an insurance adjuster to offer their claimant…
One, almost comical, issue that has arisen with many of my clients recently is that insurance companies are requiring homeowners to repair homes with denied sinkhole claims. Yes, you heard that right. Homeowners will file a claim for sinkhole related damages. The carrier will investigate. The engineer will determine that sinkhole activity does not exist…
I live in Tampa and found evidence of a sinkhole I had it repaired in 2010 While the company seemed to do a conscientious job, the owner informed me that he could not lift the sagging kitchen floor without much damage Repairing that floor wih cement has not restored the correct level My insurance…
