Insurance Companies Required to Test for Sinkholes

The problem with this argument from a homeowner’s perspective is that once they deny the claim due to the damage theory, what can the homeowner do? Now a homeowner is forced to either hire their own engineering firm (at a cost of thousands of dollars) or hire an attorney. What the insurance companies often don’t tell their insureds is that if the insured requests it, the insurance must come out and complete the testing.