Florida Statutes and the “Presumed Correct” Burden on Homeowner

As the law reads now, an insurance company can hire whoever they want to investigate your property and whatever their expert says is “presumed” to be correct. This places Florida homeowners in a very tough position where they either have to hire an expert (at a cost of several thousand dollars) to refute the insurance company’s experts or they have to hire an attorney who can get a second opinion for them.