Displaying posts tagged with

“sinkhole damage blog”

Jun
7
2010

How Rainfall Can Effect Sinkholes

Because the energy behind sinkholes is water, the rise and fall of the water table often causes additional activity. As the water washes over limestone, it increases the dissolution of the rock and continues to move soil away from the location. By so doing, the limestone is more like to sink or move. During seasonal changes, the action of water then causes more of settlement.

May
28
2010

Bells and Whistles Might Be What Saves This Dunedin Family

This is a classic “cover collapse” sinkhole, where there has been a dramatic drop in the ground and a huge hole opens up. I would expect an insurance company got some bad news today. However, we have seen situations where even though such a hole opens up, and there is damage to the home, the insurance company denies the claim. Let’s hope cooler, wiser heads prevail, and these insureds get their coverage.

May
14
2010

Sinkhole Testing On Condos and Apartment Buildings

The larger the building or lot, the more testing is required. If you have a condominium complex where a sinkhole investigation is being completed, the investigation should relate in some way to the size of the building. Ordinarily, most engineering firms will conduct 3 standard penetration tests on a standard home site. Using this as a baseline, while not an exact comparison, I would expect a larger condo property to have considerably more borings on the property.

May
10
2010

My Insurance Company Claims I Lied On My Application About Sinkholes

Essentially, the insurance company is taking a position that they want to cancel or “rescind” your policy because you failed to provide information that you either knew they wanted, or should have known to disclose. Honestly, in my experience, these defenses are about as thin as they come. Not a defense I would make, when I represented insurance companies. Here are the issues you are dealing with, when an insurance claim asserts what is commonly referred to as an “MMR” defense to your claim, which stands for “material misrepresentation” on the application.

May
7
2010

Giant Texas Sinkhole Gets Even Bigger

This is an example of an active sinkhole, which is using water and pressure to grow in size. Many times, once these sinkholes stop growing, developers will literally fill these in and build on top of them. When we get involved later, we find stories of about the history of the property, or even find arial photos taken prior to the construction. These then show how the homes were built right on top of these geological conditions. Never a good idea.