Q: I just found out 4 weeks ago that I have sink hole activity.My insurance comapny has not denied the claim however they want to grout my home and I do not agree with this kind of repair on my $700,000 home. I have no MTG. They currently want to give me $200,000 for both [...]
Apr
23
2012
23
2012
Apr
2
2012
2
2012
What is an EUO and why do I have to do it?
Q: For an Examination Under Oath (EUO), what can/can’t an attorney do for a claim filer? Can they interject into the questionning? Also, is the insurance company required to provide a reason for requesting the EUO if asked for an explanation? An EUO is a contractual animal that virtually every insurance policy will contain. Essentially [...]
Mar
26
2012
26
2012
Why does Citizens take so long and what do I do?
Boy do we hear this question a lot. Let me stick up for Citizens for just a brief second first off. Citizens is by far the largest insurer in the state and often times forced into insuring risky homes in risky areas. By default then Citizens assumes more bad policies than any other insurance company. [...]
Aug
7
2011
7
2011
State Farm takes a big hit after verdict in Hillsborough County trial
This past week State Farm Florida Insurance decided to try its luck in a claim where State Farm’s experts had denied sinkhole activity was affecting their insured’s property. After nearly five days of testimony the Hillsborough County jury returned a verdict in favor of the homeowner, not only confirming that State farm should have provided [...]
Sep
27
2010
27
2010
Wall Street Journal’s Two Cents on Florida’s Sinkhole Issues
As Florida”™s sinkhole issues continue to become national news, the Wall Street Journal recently decided to get into the fray. Unfortunately, the article had a very pro-insurance slant and went out of its way to place those fighting for homeowners in a very negative light. The article focuses on public adjusters here in Florida and [...]
Aug
16
2010
16
2010
Aug
2
2010
2
2010
Sinkholes and Solutions for Property Owners
As a homeowner, is there is solution to the sinkhole problems and damage we read so much about? The most any property owner in Florida can do about sinkholes is about as much as a California property owner can do about earthquakes. While there are things we can do as communities to avoid creating these [...]
Jul
12
2010
12
2010
Sinkhole Information Online and Elsewhere
Sometimes the website are designed to inform, persuade, or, honestly, confuse you about the issues, each for their own reason. Our purpose is to provide you the most balanced sinkhole information available, so that you can make informed decisions, whether you are attempting to determine whether to file a sinkhole claim, repair a sinkhole home, or determine whether to file a sinkhole lawsuit. This may be too much information for some, or too little for others, but we believe it suits most.
May
11
2010
11
2010
Beware of this Scam on Elderly Homeowners
Ted Corless is getting involved in a pro bono (that’s free) capacity, representing as many as 71 homeowners in about 5 counties, to see if he can shut this guy down or make him resolve the problems so many of these people are having. I know from my experience that cracking, settlement damage, or subsidence at homes cannot be resolved by simply painting the cracks. You have to resolve the problem be it related to sinkholes, clay damage, or construction defects. Taking money from elderly people and then painting their driveways for such large sums of money appears to be getting Mr. Stanko into a lot of heat.
May
10
2010
10
2010
My Insurance Company Claims I Lied On My Application About Sinkholes
Essentially, the insurance company is taking a position that they want to cancel or “rescind†your policy because you failed to provide information that you either knew they wanted, or should have known to disclose. Honestly, in my experience, these defenses are about as thin as they come. Not a defense I would make, when I represented insurance companies. Here are the issues you are dealing with, when an insurance claim asserts what is commonly referred to as an “MMR†defense to your claim, which stands for “material misrepresentation†on the application.
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