Category: Insurance Policies and Coverage Issues

April 21, 2016 by Morgan Barfield

What is a force placed policy? Of all the insurance policies we see every day, the force placed policy is the most difficult to deal with, both for us and for you. This is because it’s a policy purchased by the mortgage company, for the mortgage company, when the homeowner fails to insure the home…

April 7, 2016 by Morgan Barfield

The Johnson v. Omega Insurance story Our firm has been representing Kathy Johnson in a case against Omega Insurance for a denied sinkhole claim. Johnson’s home has been severely damaged, however, the insurance company has claimed that the damage was not covered under Johnson’s policy, and that sinkhole activity was not discovered. After analyzing the…

April 1, 2016 by Morgan Barfield

The sinkhole deductible While a sinkhole deductible may sound like a simple, normal aspect of an insurance policy, it is something that should be avoided at all costs; it can make for a very expensive sinkhole repair, even with your insurance coverage. A sinkhole deductible acts differently In insurance policies of all types, like health…

March 25, 2016 by Morgan Barfield

Citizens sends “settlement” letters Citizens Insurance has recently executed a public relations move that may sound great to insureds but is no surprise for legal professionals. This move is sending “settlement” offers to every insured client with a confirmed sinkhole claim. This offer is three pages long and largely too good to be true. “Confidential…

February 10, 2016 by Morgan Barfield

Allow me to provide another great example of the hypocricy of insurance companies. For how many years now have we been hearing complaints of insureds running out and filing sinkhole claims when they see one little crack? That has been the main gripe of these carriers, especially in Tallahassee. Too many people were just jumping…