Category: Insurance Policies and Coverage Issues

March 25, 2016 by Morgan Barfield

Citizens has decided to try to restore its public image and send out “settlement” offers to every one of its insureds with a confirmed sinkhole claim. The offer is three pages long and is clearly a form letter with nothing but the dates and names changed. This “offer” is a joke and here is why….

March 11, 2016 by Morgan Barfield

Q: I have a home with sink hole activity. My insurance company has offered me a cash settlement as soon as they received their engineer’s report.Their offer does not not cover their engineer’s estimate for ground settlement and their estimator’s cost for cosmetic repair.I am preparing a counter offer to cover these estimates. Also is…

February 10, 2016 by Morgan Barfield

Allow me to provide another great example of the hypocricy of insurance companies. For how many years now have we been hearing complaints of insureds running out and filing sinkhole claims when they see one little crack? That has been the main gripe of these carriers, especially in Tallahassee. Too many people were just jumping…

February 3, 2016 by Morgan Barfield

Many things can cause damage to a house here in Florida. The obvious being hurricanes and storms and the less obvious being below the ground. We all know about sinkholes but many other conditions exist that can cause settlement of a property. Two things we deal with a lot here in Florida are clay and…