Category: Insurance Policies and Coverage Issues

April 2, 2010 by Morgan Barfield

However, sellers will typically downplay the damage as “just minor settlement” or that “there was never actually a sink hole found”. Just as you would want to see a Carfax report on a used car, don’t just take their word for it and demand the seller provide you with copies of the original testing and also of the repairs performed and make sure the repairs were certified by a professional engineer.

March 30, 2010 by Morgan Barfield

Keep in mind that if the claim is filed simply as a failed repair under the prior date of loss, you may not have to have the home tested all over again, saving time and hassle. Also, as we have discussed before, the insurance company should be responsible for any and all necessary repairs regardless of your policy limits, so even if you have higher limits now, it may not play a great factor in the claim.

March 26, 2010 by Morgan Barfield

ABC Action News in New York shows here a video of how a sinkhole forced the demolition of a home in York last week. They also reported about some large sinkholes causing damage in both Dauphin and Adams counties. The problem is underground limestone, a type of rock that runs under much of the midstate. But there is a way to protect your home. Purchasing sinkhole insurance.

March 17, 2010 by Morgan Barfield

Seller’s Property Disclosure in Florida When dealing with the process of purchasing a home or other types of property, you may be understandably nervous about the potential of sinkholes. Even if the inspection goes through with no symptoms of sinkholes, it can be difficult to know the history of a property. This is where a…