edToolbar() A massive sinkhole pretty much in the middle of a swamp in Assumption Parish Louisiana has grown to over 370 feet in diameter and is believed to be 400 feet deep. This monster has apparently eaten all the surrou nding trees and evacuation was suggested but not mandatory for nearby residents. They believe this…
The effects of tropical storm Debby continue to linger and have caused a dramatic impact in the world of sinkholes. Dozens of sinkholes have opened up in the Hernando areas as a result of the constant bombardment of rain and water. The most damage has been seen in the Trillium community and around Mariner Boulevard….
Additionally, water percolating through soil completely alters the characteristics of the soil. Although some soil material is compacted, the addition of water acts to â€œreorientâ€ or change the density of the material. This usually happens only in the shallow soil, as the deeper material is still under the pressure of the soil above it. In a lot of ways, soil is acting not as a solid material but as a dynamic material reacting to the climate changes. When those changes are dramatic during heavy summer rains, more changes are often observed in the homes.
I am aware that at least one home in our neighborhood has had a confirmed sinkhole as the cause of the damage. Is there a relationship between the presence of sinkhole activity nearby and the potential cause of the damage to my home? There is a Florida sinkhole map, which is published by the State…
The Statute simply requires the insurance expert to perform what ever testing is sufficient in their professional opinion. This is again a very subjective definition which is a point of contention in many of these cases. You have to remember that it is the insurance companyâ€™s burden to rule out sinkhole activity at the property so, what does constitute sufficient testing necessary to rule sinkhole activity?
The problem with this argument from a homeownerâ€™s perspective is that once they deny the claim due to the damage theory, what can the homeowner do? Now a homeowner is forced to either hire their own engineering firm (at a cost of thousands of dollars) or hire an attorney. What the insurance companies often donâ€™t tell their insureds is that if the insured requests it, the insurance must come out and complete the testing.
The State of Florida also does not enforce any concrete rules requiring builders to test for sinkhole activity prior to new construction. The best indicators to look for as a purchaser are visible cracks to the home. Take a good look and if none are visible, the concern should be low. You may also want to check the property appraiserâ€™s website to see if any neighboring homes have had confirmed sinkhole claims although this may be a tedious project.
Because the energy behind sinkholes is water, the rise and fall of the water table often causes additional activity. As the water washes over limestone, it increases the dissolution of the rock and continues to move soil away from the location. By so doing, the limestone is more like to sink or move. During seasonal changes, the action of water then causes more of settlement.